You don't need a huge down payment to become a homeowner. Wayne walks through how USDA rural development loans work, who qualifies, and how just $1,000 can get you into your next home.

You don't need 20% down to buy a house. Here's how down payment programs, a simple credit trick, and seller-paid closing costs can get you into a home faster than you think.

Wondering how much are closing costs? Learn what buyers and sellers typically pay, which fees are negotiable, and how to plan your cash with confidence.

Learn the minimum credit score for mortgage approval, how loan programs differ, and practical ways to improve your odds before you apply for a home loan.

Mortgage preapproval before house hunting shows your real budget, strengthens your offer, and helps you avoid costly surprises before you fall in love.

Buying your first home is easier when you understand your budget, loan choices, inspections, offers, and the costs that can show up after you close, too.

Think you need a big down payment to buy a house? Think again. Real estate veteran Wayne Turner walks through an 18.6-acre property to show how USDA Rural Development Loans can get buyers into a home for as little as $1,000 down — plus what to watch for when touring bank-owned foreclosures, from missing appliances to hidden attic damage.