You don't need 20% down to buy a house. Here's how down payment programs, a simple credit trick, and seller-paid closing costs can get you into a home faster than you think.

You don't need a huge down payment, a perfect credit score, or a six-figure income to buy a home — and you absolutely do own it once you close. Wayne breaks down the four biggest myths stopping people from buying real estate, plus how to boost your credit score in 60 days.