You don't need 20% down to buy a house. Here's how down payment programs, a simple credit trick, and seller-paid closing costs can get you into a home faster than you think.

Wondering how much are closing costs? Learn what buyers and sellers typically pay, which fees are negotiable, and how to plan your cash with confidence.

You don't need a huge down payment, a perfect credit score, or a six-figure income to buy a home — and you absolutely do own it once you close. Wayne breaks down the four biggest myths stopping people from buying real estate, plus how to boost your credit score in 60 days.

Before you sign on the dotted line, make sure you're not skipping these critical steps. From surveys and septic certificates to mineral rights and warranties, here's what nearly 30 years in real estate has taught Wayne about protecting yourself as a buyer.